Vision Fund AzerCredit is seeking a CREDIT OFFICER for its SABIRABAD SUB BRANCH.

Vision Fund AzerCredit LLC helps develop the economy of Azerbaijan by providing credit to small entrepreneurs so that they can grow their businesses and improve their economic situation. AzerCredit is one of the largest micro-credit organizations in Azerbaijan. As an employer, the company is investing in its human resources through contemporary trainings and providing excellent working atmosphere and building staff capacity in order to plant the seeds of more successful future. Moreover, staff members usually become the main taskforce, which brings innovation, as frequent focus groups with staff are conducted to brainstorm and gather their thoughts and ideas. AzerCredit is currently seeking a CREDIT OFFICER for its SABIRABAD SUB BRANCH.

Credit Officers are responsible for attracting new clients who are ready for credit and for managing a portfolio of clients. Credit Officers are expected to spend most of the time outside the office, explaining loan terms and conditions and sharing information that helps clients and potential clients use credit effectively to improve their businesses.

Primary Duties and Responsibilities:

• Conducts or assists in conducting market research and survey activities;
• Solicits new loan accounts in accordance with specific periodic performance targets prescribed in the branch business plan;
• Conducts active marketing campaign to attract new clients;
• Receives loan applications and perform credit investigation on loan applicants and his/her surety/ guarantor, if any;
• If necessary, conducts inspection and/or appraisal of any property being offered as collateral;
• Prepares and presents credit applications to the branch credit committee for approval;
• Closely monitors loan payments and ensures zero tolerance against past due;
• Effectively negotiates
• Acts to support other loan officers in delinquency crisis.
• Acts as an alternate to any Credit Officer who is absent or who is on-leave

Successful candidates should meet the following criteria Qualifications: Knowledge and Technical Skills:

• Degree in economics, finance;
• Experience working with very small businesses;
• Knowledge of small-scale trade;
• Enjoy working in rural areas and small villages;
• Ability to analyze business plans and work with a computer;
• Fluent in Azeri, English is preferred;
• Capability and willingness to take responsibility and highly developed sense of rectitude
• Ready to comply and live up to and in accordance with the organization ideals;
• Good knowledge in economic and financial topics;
• Good analytical and problem solving skills;
 
Vision Fund AzerCredit works in a competitive environment and seeks dynamic candidates who enjoy taking initiative and improving performance. Candidates are required to submit their CVs and Cover Letters that clearly explain their interest in the position until the March 31, 2010 (  ).

Please indicate the name of the position you are applying for in the subject line of the application email. Otherwise the candidacy will not be considered in the review process of the applications collected.

Please be advised that only shortlisted candidates will be invited to the further stages of the recruitment procedure (test & interview).

E-mail: hr@azercredit.az;

Fax: (994 12) 440 14 71;